Partner Practice of
St. James's Place Wealth Management

Richard Horsnell

Having spent 12 years in various management roles within the Lloyds Banking Group, Richard decided to use his mortgage skills to better effect and joined the Foremost Team in 2011. Since then he has broadened his services to include a full range of Financial advice.

Richard is Married with two children and follows Liverpool FC and the Foo Fighters.

Karen Cavill

Karen’s career was initially spent at the Halifax in various mortgage based roles, but she has now spent over 11 years as part of the Foremost Team, she specialises in mortgages and Protection advice and really enjoys getting to know her clients.

Outside work she enjoys spending time with her family, reading and walking the dog!

Alison Rodger

Alison is the office manager and describes herself as 'the power behind the throne'. As a self-confessed control freak she oversees the smooth running of the office, its systems and staff .

She is proud to say she has nagged Paul every day for over 17 years and now sees this as her lifes' calling. When not shouting at Paul she enjoys music, fine food and travel.

Jo Duncan

Jo is the office administrator, responsible for client files and supporting the advice function. She had a customer facing role at the Cheltenham & Gloucester before taking time out to raise her two daughters. On returning to work she joined the Foremost team 7 years ago.

Outside of work Jo supports her daughters' athletic ambitions and loves her dog Eddy.